Are pre-existing conditions covered under the international student medical plan 🔹 Will my existing health issues be covered by student insurance 🔹 What if I already have a medical condition before coming to Acadia

Understand how Acadia’s international student medical plan handles pre-existing conditions and what steps to take if you have ongoing health needs before arriving.

Coverage for pre-existing medical conditions may be limited under Acadia’s International Student Medical Plan. Here’s what you need to know:

• 🩺 The plan covers emergency and urgent medical care while you're in Canada

• ⚠️ If you have a pre-existing condition, it might not be fully covered — especially if treatment began before your coverage started

• 📄 You can submit a pre-determination form to check if a specific service or treatment is eligible

• 📱 Download the My Peak mobile app to view your coverage details and access your benefit card

To get help understanding your coverage or submitting a form, contact the ASU Supports Office or visitStudentVIP’s international medical plan page.

📘 Helpful Definitions:

• Pre-existing condition: A health issue you had before your insurance coverage began

• Pre-determination form: A form you submit to check if a medical service will be covered before you receive it

• Emergency care: Medical treatment needed right away for serious illness or injury

🔗 Suggested Links

• StudentVIP International Medical Plan Coverage

• ASU Supports Office

• Acadia Health Insurance Overview

📝 Special Notes:

• Coverage is mandatory for all international students unless you have approved alternative insurance

• You can visit the ASU Supports Office in the Student Union Building for help

• Always keep receipts and documentation for any medical services you receive