Are lab tests covered under the health plan 🔹 Will student insurance pay for blood work or x-rays 🔹 Do I have to pay for medical tests at the clinic 🔹 Are international students covered for diagnostic testing

Summary

Find out whether lab tests like blood work and diagnostic imaging are covered under Acadia’s student health plans, and how coverage differs for domestic and international students.

Body

Yes — lab tests prescribed by a licensed physician are covered for international students under the ASU Medical Plan. This includes:

  • πŸ§ͺ Blood work, urine tests, and other diagnostic lab procedures

  • 🩻 Imaging tests such as x-rays, ultrasounds, MRIs, and CT scans

  • πŸ’― Coverage is typically 100% with no deductible or co-pay

Domestic students should refer to their provincial health plan (e.g. MSI in Nova Scotia), which usually covers lab tests ordered by a doctor. If you don’t have a provincial health card and have opted out of the student plan, you may need to pay upfront and seek reimbursement through private insurance.

Tip: Always bring your health card or insurance card to appointments, and ask your provider if the test is covered before proceeding.

πŸ“˜ Helpful Definitions:

  • Lab test: A medical test performed on samples like blood or urine to help diagnose or monitor health conditions

  • Diagnostic imaging: Tests like x-rays or MRIs that help doctors see inside the body

  • Co-pay: A small fee you might pay out-of-pocket for a covered service

πŸ”— Suggested Links

πŸ“ Special Notes:

  • Coverage is valid only within Canada — tests done outside the country are not eligible for reimbursement

  • You can download your insurance card using the My Peak mobile app or print it from the StudentVIP website

  • For help understanding your coverage visit the ASU Supports Office in the Student Union Building

Details

Details

Article ID: 1560
Created
Mon 9/1/25 12:12 PM
Modified
Mon 9/29/25 9:25 AM