Is there an annual maximum for claims 🔹 How much can I claim each year through student insurance 🔹 Are there limits on how much coverage I get for health or dental 🔹 Whatโ€™s the yearly cap for things like physio or vision care

Summary

Learn how much you can claim each year under Acadiaโ€™s student health and dental plans, including annual limits for services like physiotherapy, vision care, and prescriptions.

Body

Yes — both the health and dental plans have annual maximums for claims. These limits help define how much coverage you can use each benefit year. Here’s a breakdown:

  • ๐Ÿง˜‍โ™€๏ธ Physiotherapy: Up to $500 per academic year

  • ๐Ÿ‘“ Vision care: Up to $150 every two years

  • ๐Ÿ’Š Prescription drugs: Up to $3,250 per year, depending on the pharmacy used

  • ๐Ÿง  Psycho-educational assessments: Covered at 80%, up to $1,000 per year

  • ๐Ÿฆท Dental scaling: 4 units covered at 100% per year

The overall maximum for extended health, dental, and vision benefits is $10,000 per year. Coverage resets each September 1 and runs through August 31.

Tip: If you’re planning multiple treatments or services, check your remaining balance through your StudentVIP account or My Peak mobile app.

๐Ÿ“˜ Helpful Definitions:

  • Annual maximum: The highest amount your plan will pay for a specific service or category in one benefit year

  • Benefit year: The coverage period, usually from September 1 to August 31

  • Scaling: A dental cleaning procedure that removes plaque and tartar

๐Ÿ”— Suggested Links

  • Acadia Health Insurance Overview

  • StudentVIP Health & Dental Plan Coverage

  • ASU Supports Office

๐Ÿ“ Special Notes:

  • Coverage amounts may differ slightly between domestic and international plans

  • You can track your usage and remaining balances online anytime

  • For help understanding your limits or planning treatments visit the ASU Supports Office in the Student Union Building

Details

Details

Article ID: 1561
Created
Mon 9/1/25 12:15 PM
Modified
Fri 11/21/25 9:54 AM