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No — you cannot cancel your student health or dental plan mid-year unless you qualify for a significant life event exception. Here’s how it works:
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๐ซ Cancellations are only allowed during the opt-out period at the start of your academic term
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For most students, this is September (Fall) or January (Winter) depending on your start date
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Exceptions may apply if you:
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Gain alternative coverage through a parent, spouse, or employer
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Lose dependent status on a family plan due to age or life changes
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๐ You’ll need to provide proof of new coverage and submit a request to tanya.comeau@acadiau.ca
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๐งพ If approved, you may be eligible for a partial refund depending on timing and usage
Tip: If you miss the opt-out deadline and don’t qualify for an exception, you’ll remain enrolled until the next policy year begins.
๐ Helpful Definitions:
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Opt-out period: A designated window at the start of term when students can decline coverage
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Significant life event: A major change like gaining new insurance or losing dependent status
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Partial refund: A prorated return of fees if coverage is cancelled mid-year under approved circumstances
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๐ Special Notes:
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Opt-outs are only granted if the plan is unused and proof of alternative coverage is provided
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You cannot opt back in until the next policy year, even if your new coverage ends
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For help with opt-out requests or exceptions, visit the ASU Supports Office in the Student Union Building