You can only make changes to your health and dental plan — such as opting out or adding dependents — during the designated opt-out/opt-in period at the beginning of each academic term.
After this window closes, mid-year changes are generally not allowed, unless you experience a significant life event, such as:
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Losing coverage through a parent, spouse, or employer
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Reaching the age limit for dependent coverage
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Getting married or having a child
If this applies to you, reach out to the ASU Supports Office or the Student VIP team for help with documentation and next steps.
📘 Helpful Definitions:
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Opt-out/opt-in period: A limited time at the start of each term when students can decline or modify their insurance coverage
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Significant life event: A major change in personal circumstances that may affect your insurance needs
🔗 🔗 Suggested Links
📝 Special Notes:
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You must provide proof of the life event (e.g. termination letter, birth certificate)
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If you opt out, you cannot opt back in until the next policy year unless you qualify for a mid-year exception
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All requests must be submitted through the Student VIP portal