Are lab tests covered under the health plan 🔹 Will student insurance pay for blood work or diagnostic tests 🔹 Do I have to pay for lab tests at the campus clinic 🔹 Are international students covered for medical testing

Yes — lab tests prescribed by a licensed physician are covered under the ASU Medical Plan for international students. This includes:

  • 🧪 Blood work, urine tests, and other diagnostic procedures

  • 🩻 Imaging tests such as x-rays, ultrasounds, MRIs, and CT scans

  • 💯 Coverage is typically 100% with no deductible or co-pay

Domestic students should refer to their provincial health plan (e.g. MSI in Nova Scotia), which usually covers lab tests ordered by a doctor. If you don’t have a provincial health card and have opted out of the student plan, you may need to pay upfront and seek reimbursement through private insurance.

Tip: Always bring your health card or insurance card to appointments, and ask your provider if the test is covered before proceeding.

📘 Helpful Definitions:

  • Lab test: A medical test performed on samples like blood or urine to help diagnose or monitor health conditions

  • Diagnostic imaging: Tests like x-rays or MRIs that help doctors see inside the body

  • Co-pay: A small fee you might pay out-of-pocket for a covered service

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📝 Special Notes:

  • Coverage is valid only within Canada — tests done outside the country are not eligible for reimbursement

  • You can download your insurance card using the My Peak mobile app or print it from the StudentVIP website

  • For help understanding your coverage visit the ASU Supports Office in the Student Union Building

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