Are prescription medications covered for pre-existing conditions 🔹 Will student insurance pay for my ongoing prescriptions 🔹 Can I get coverage for medication I’ve been taking before university 🔹 Does the plan include chronic condition treatments

Yes — prescription medications for pre-existing conditions are covered, as long as they meet the following criteria:

  • 💊 The medication is prescribed by a licensed healthcare provider

  • 📄 It is listed under the plan’s approved drug formulary

  • 🌍 International students may face limitations depending on their specific policy terms

  • 🧾 Coverage includes 100% reimbursement up to $3,000 per benefit year, with a $2 co-pay per prescription for international students

Tip: If you're unsure whether your medication is covered, submit a Pre-Determination Form through StudentVIP or Medavie Blue Cross to confirm eligibility before filling your prescription.

📘 Helpful Definitions:

  • Pre-existing condition: A medical issue diagnosed before your insurance coverage began

  • Drug formulary: A list of medications approved for coverage under your health plan

  • Pre-Determination Form: A request to verify coverage before receiving a service

🔗 Suggested Links

📝 Special Notes:

  • Domestic students typically access prescription coverage through provincial plans and extended health benefits

  • Over-the-counter medications are not covered, even if recommended by a doctor

  • For help with claims or coverage questions visit the ASU Supports Office in the Student Union Building

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