Is there an annual maximum for claims 🔹 How much can I claim each year through student insurance 🔹 Are there limits on how much coverage I get for health or dental 🔹 What’s the yearly cap for things like physio or vision care

Yes — both the health and dental plans have annual maximums for claims. These limits help define how much coverage you can use each benefit year. Here’s a breakdown:

  • 🧘‍♀️ Physiotherapy: Up to $500 per academic year

  • 👓 Vision care: Up to $150 every two years

  • 💊 Prescription drugs: Up to $3,250 per year, depending on the pharmacy used

  • 🧠 Psycho-educational assessments: Covered at 80%, up to $1,000 per year

  • 🦷 Dental scaling: 4 units covered at 100% per year

The overall maximum for extended health, dental, and vision benefits is $10,000 per year. Coverage resets each September 1 and runs through August 31.

Tip: If you’re planning multiple treatments or services, check your remaining balance through your StudentVIP account or My Peak mobile app.

📘 Helpful Definitions:

  • Annual maximum: The highest amount your plan will pay for a specific service or category in one benefit year

  • Benefit year: The coverage period, usually from September 1 to August 31

  • Scaling: A dental cleaning procedure that removes plaque and tartar

🔗 Suggested Links

  • Acadia Health Insurance Overview

  • StudentVIP Health & Dental Plan Coverage

  • ASU Supports Office

📝 Special Notes:

  • Coverage amounts may differ slightly between domestic and international plans

  • You can track your usage and remaining balances online anytime

  • For help understanding your limits or planning treatments visit the ASU Supports Office in the Student Union Building

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