No — you cannot cancel your student health or dental plan mid-year unless you qualify for a significant life event exception. Here’s how it works:
-
🚫 Cancellations are only allowed during the opt-out period at the start of your academic term
-
📅 For most students, this is September (Fall) or January (Winter) depending on your start date
-
✅ Exceptions may apply if you:
-
Gain alternative coverage through a parent, spouse, or employer
-
Lose dependent status on a family plan due to age or life changes
-
📄 You’ll need to provide proof of new coverage and submit a request to tanya.comeau@acadiau.ca
-
🧾 If approved, you may be eligible for a partial refund depending on timing and usage
Tip: If you miss the opt-out deadline and don’t qualify for an exception, you’ll remain enrolled until the next policy year begins.
📘 Helpful Definitions:
-
Opt-out period: A designated window at the start of term when students can decline coverage
-
Significant life event: A major change like gaining new insurance or losing dependent status
-
Partial refund: A prorated return of fees if coverage is cancelled mid-year under approved circumstances
🔗 Suggested Links
📝 Special Notes:
-
Opt-outs are only granted if the plan is unused and proof of alternative coverage is provided
-
You cannot opt back in until the next policy year, even if your new coverage ends
-
For help with opt-out requests or exceptions, visit the ASU Supports Office in the Student Union Building